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Errors & Omissions

How Good Is Your Agency's E&O Insurance Policy?

IIABCal provides members with the best overall E&O value in the marketplace – not just a policy, but a comprehensive program that includes multiple markets, expert advice, preferred rates, and premium credits for claims free accounts.  Want to find out more? Let us review your current E&O policy. Call Mike Orrick at 916-865-8111 or send an email to today for a free E&O policy review!

For more than 50 years, insurance agents and brokers across America have trusted Swiss Re Corporate Solutions to protect their business, reputation and assets. Swiss Re Corporate Solutions is proud to be endorsed by the IIABA, IIABCal and all Big “I” state associations nationwide.

Based on our experience and strong commitment to the Agency E&O market, the IIABA-Swiss Re Corporate Solutions Agency E&O program is considered a benchmark in the industry.  Features include:

  • Online Agency E&O Premium Estimate
  • Continuously provided Agents’ E&O coverage since 1960s
  • A Swiss Re Corporate Solutions admitted carrier with solid financial strength “A+” by A.M. Best
  • State & National Association endorsed program for over 25 years
  • Dedicated underwriting team totaling over 300 years of Agents’ E&O experience
  • Claims Service – prompt and thorough claims staff, primarily licensed attorneys who are a resource to assist with any claim or potential incident
  • Local defense counsel experienced in Agents’ E&O claims in your state
  • Program offered countrywide with no prior market withdraws
  • Premium credit of 10% for E&O Loss Control/Risk Management class completion
  • Premium credit up to 20% annually with loss free experience
  • Agency Operations Improvement Review credit of 10% available
  • On-line renewal applications available for ease of completion
  • Automatic Renewals available – No application required!
  • Flexible underwriting for independent insurance agencies of all sizes, including both P&C and L&H-only agencies
  • E&O committee of member agents providing program oversight
  • Experienced E&O program administrators with underwriting authority in your state
  • Prompt underwriting turn-around time and policy delivery
  • Leader in policy innovation and solutions for unique and emerging agency exposures
  • Complimentary access to “E&O Happens” risk management website and the E&O claims Advisor Newsletter
  • First and Third Party Breach of Data coverage included in policy form
  • Agency Umbrella and EPL policies available
  • Various payment plans available to meet your needs
  • Competitive & stable premiums for all agency sizes
  • Check out our Programs Highlights Checklist for even more advantages.


More Information

Program Highlights
Policy Form
Special E&O Pricing
Corporation Solutions E&O Umbrella
Corporate Solutions Professional Advisory Claims
Corporate Solutions  Liability Insurance
Corporate Solutions Insurance Agency Diverse Program

E&O Applications

Short Form New Business Pre-Qualifying Questionnaire
Short Form New Business Application
Application Standard New & Renewal
Life & Health Underwriting Supplement
Mutal Funds Insurance Securities Product Supplements
Claims Supplement
Additional Entity Supplement
Ownership Change Supplement

Allianz has expanded its appetite and now is offering coverage to IIABCal member agencies with higher revenues and more complex operations.  

Additionally, some agencies may qualify for an E&O Loss Control Survey at no charge.  Each account is individually underwritten and priced to ensure that you’ll get the coverage you need at a price that accurately reflects the way you do business.

As a leading provider of E&O, Allianz, with 40 years of experience in this market, is proud to offer Insurance Agents E&O to IIABCal members, providing expertise, market commitment, and loss control services.

Why Allianz?

  • $25,000 regulatory investigation defense expense coverage per policy period
  • $10,000/$25,000 catastrophe claims extra expense per policy period included with no additional premium charge
  • Up to 90 days after end of policy period to purchase extended reporting
  • Supplementary Payments of up to $250 per day for loss of earnings incurred in aiding in the defense of a claim
  • Supplemental coverage for subpeonas
  • Protection when you train, manage or supervise a client in the selling of covered insurance products
  • Deductible options - loss only or loss and claims expense
  • Aggregate deductible limits out of pocket expenses
  • Claims made and reported
  • Unlimited defense outside of limits
  • Spousal liability included
  • Limits available to $10 million
  • Full prior acts available if eligible
  • A. M. Best rating of “A+” (Excellent)
  • Competitive rating plan
  • Expertise in Insurance Agents E&O
  • Claims expertise in multi-lines
  • Multiple Direct Bill Payment Options available

Underwriting Requirements:

  • Three years industry experience required
  • Retail P&C agency with incidental LAH activites
  • Limited placement through others or low/non-rated carriers

Submission requirements:

  • Completed Allianz application upon binding. Note: Incumbent carrier's application can be submitted for indication.
  • Current loss run
  • Resume of principals IF entity has been established less than three years.

Contact Information

Program Administrator – Becky Harris, Financial Lines Allianz Global Corporate & Specialty
Direct line: 916-852-4793
Mobile:  714-785-3649
Mailing address: Allianz, 4000 MacArthur Blvd., Ste. 600, Newport Beach, CA 92660

More Information

Underwriting Guidelines
Frequently Asked Questions
Application/Supplemental Forms

Earn E&O Policy Discounts By Attending E&O Seminars

IIABCal and Allianz throughout the year co-sponsor E&O Loss Control Seminars throughout California.  Earn a premium credit on your policy while earning DOI CE credits.   For additional credit, IIABCal offers Errors & Omissions Audit Services for broker/agency offices.  Fees vary by level of audit for this service. For E&O Loss Control Seminars, click here