Follow us at:                       

Regulatory Advocacy


Regulatory Advocacy

  1. The Replacement Cost Conundrum

      It happens not infrequently. A consumer comes to a professional independent agent or broker for a homeowner’s insurance quote.   The broker-agent dutifully obtains as much information as possible from the homeowner about the condition and construction of the home, its locati...
  2. Court Decisions on CDI Authority Could Affect Broker-Agent Dramatically

    So what now?  Observers expected 2017 to produce two landmark cases establishing parameters on the legal authority of the California Insurance Commissioner to use the California Unfair Insurance Practices Act to create new categories of “unfair and deceptive acts” in the business o...
  3. CDI Orders on EquityComp Raise More Questions Than Answers For Broker-Agents

    What do we do now?  That question is plaguing every broker-agent who has a client in the Applied Underwriters’ Equity Comp program in light of orders signed by California Insurance Commissioner Dave Jones that seek to prohibit the insurer from “issuing or renewing” policies ...