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Workers' Comp


WCIRB COMP ESSENTIALS

The WCIRB and IIABCal continue to collaborate to provide valued and relevant workers’ compensation education to insurance professionals. In support of this, the WCIRB recently launched CompEssentialsTM, a new online training program.

Classification Basics is the first of four courses to be offered through WCIRB CompEssentials. This three-hour, self-paced course explains the fundamental concepts of the Standard Classification System and how to classify businesses for workers’ compensation insurance. This course is approved for 3 CEUs toward a Property-Casualty license by the California Department of Insurance. For more details and to watch a short video that highlights this new training program, visit www.wcirb.com/compessentials.

In partnership with IIABCal, the WCIRB is offering Classification Basics at a discounted price of $50 for IIABCal agents and brokers. To receive this pricing, use the following links to set up a WCIRB CompEssentials user account:

IIABCal agents and brokers register here.

Insurers should register via WCIRB Connect® or at www.wcirb.com/log-in.

Once you create your account, click on the Catalog button to purchase the course. Payments are accepted only via Visa or MasterCard. All sales are final and non-transferable. If you have questions about WCIRB CompEssentials, you can email them to.​


UNTANGLING THE WORKERS' COMP MESS - PART 1 OF 2

Video On Demand - Workers’ compensation is a relatively easy coverage to understand. Work compis work comp is work comp. The difficulty in work comp does not arise out of the policy but rather from the myriad statutes that surround and control how a work comp policy responds. April and June webinars combine to untangle many of these laws that cause problems.

Two key questions to be answered during in the April webinar include:

What makes an injury or disease compensable under workers’ compensation?
Who is covered by the work comp policy?


    THE EXPERIENCE RATING WORKSHEET

    Video On Demand - The Experience Rating Worksheet provides detailed information about the data used to calculate the policyholder’s experience modification. Join the WCIRB’s Rod Libbe for a section-by-section tour of the information contained in the experience rating worksheet, and learn how to access it for your experience-rated clients.


    UNTANGLING THE WORKERS' COMP MESS - PART 2 OF 2

    Video On Demand - When employees travel out of state for work, real work comp coverage gaps can exist; and these gaps could leave the employer without the necessary protection they THOUGHT they purchased when they paid their work comp premiums. Extraterritoriality and reciprocity are major work comp problems most agents don't know they have. Yes, every state provides extraterritorial work comp protection, but not every state recognizes that covereage.

    Some agents take Part II – Employers' Liability coverage for granted. They consider it just a "thrown in" coverage with no real benefit. But Employers' Liability protection fills major gaps between the work comp policy and the CGL. Without this important coverage, your insured could have a hefty out-of-pocket expense.

    Attendees to this session learn:

    What "extraterritoriality" and "reciprocity" are in relation to work comp;
    How limitations in some state reciprocity laws create major gaps in work comp coverage;
    How to fix these coverage gaps; and
    Why employers' liability coverage is so extremely important.


    THE CLASSIFICATION INSPECTION REPORT

    Live Webinar: Aug. 16, 2017, 10:00 a.m. PDT - The Classification Inspection Report provides details about the classifications that were assigned to the business at the time of the WCIRB inspection. Join the WCIRB’s Lynn Yelverton for a section-by-section tour of the information contained in the Classification Inspection Report, and learn about the recent enhancements.


    THE IMPACT OF CHANGES IN OWNERSHIP ON EXPERIENCE RATING

    Live Webinar: Oct. 18, 2017, 10:00 a.m. PST - Did you know that when a policyholder buys a California business, they may potentially inherit the seller’s experience? Join the WCIRB’s Aaron Fellman for an overview of the impact that changes in business ownership can have on the experience modification.


    NEW WCIRB RESOURCES FOR AGENTS AND BROKERS

    Video On Demand: The WCIRB recently launched two products for agents and brokers: The Comprehensive Risk Summary (CRS) and CompEssentials: Classification Basics. Join the WCIRB’s Nick Zagone for a demo of these new online workers’ compensation resources.


    WCIRB RESOURCES FOR AGENTS AND BROKERS

    Video on Demand: Do you know about the helpful tools and resources available on the WCIRB website? Join the WCIRB’s Stacy Lein for a discussion on the Customer Service Department’s frequently asked questions and a demo of the free online resources available to help you do your job.


    2017 EXPERIENCE MODIFICATIONS

    Video on Demand:
    Have you heard about the significant changes to experience rating effective January 1, 2017? The WCIRB’s Rod Libbe explains how experience modifications will be calculated using a primary/excess split point that varies based on the size of the employer.


    WHAT TO EXPECT AT THE FINAL AUDIT

    Video on Demand: What should a policyholder expect at the time of their workers’ comp premium audit? Join the WCIRB’s Calvin Anderson to learn why an audit is required, penalties for audit refusal, audit dispute procedures, and the recent enhancements to California’s Test Audit Program.


    GENERAL APPROACH TO CLASSIFYING A BUSINESS

    Video on Demand: Are you new to the Standard Classification System? Not sure where to begin? In this webinar, the WCIRB’s Lynn Yelverton discusses a general approach to classifying a business and the factors to consider when searching for the applicable classification codes.