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Our Blogs

  1. The Replacement Cost Conundrum

      It happens not infrequently. A consumer comes to a professional independent agent or broker for a homeowner’s insurance quote.   The broker-agent dutifully obtains as much information as possible from the homeowner about the condition and construction of the home, its locati...
  2. Court Decisions on CDI Authority Could Affect Broker-Agent Dramatically

    So what now?  Observers expected 2017 to produce two landmark cases establishing parameters on the legal authority of the California Insurance Commissioner to use the California Unfair Insurance Practices Act to create new categories of “unfair and deceptive acts” in the business o...
  3. 65 is the New 50

    More employees are working beyond traditional retirement years. But is the insurance industry prepared to accommodate? There was a time where you’d work until you were 65, get a watch and a pat on the back, and head right into retirement. In fact, just 25 years ago, only one in 10 workers pla...
  4. What Would the California Producer Landscape Look Like?

    Today is the last day of the 2015-16 California Legislative Session.  Reflecting back over the many years in which IIABCal has represented independent insurance agents and brokers in California, the political landscape for producers would look quite different if IIABCal were not engaged in the ...
  5. CDI Orders on EquityComp Raise More Questions Than Answers For Broker-Agents

    What do we do now?  That question is plaguing every broker-agent who has a client in the Applied Underwriters’ Equity Comp program in light of orders signed by California Insurance Commissioner Dave Jones that seek to prohibit the insurer from “issuing or renewing” policies ...
  6. Independent Agents Eye Results of California Primary

    While most of the focus this past Tuesday was on the Presidential primary, there was a lot happening on the state level that was lost in the hub-bub media circus over Trump, Clinton and Sanders. As we have stated previously, 2016 is a key year in elections for the California State Legislature. ...